We just do loans for the self-employed.
One trick. Great trick though.
Running your own show doesn’t fit a neat box. Banks don't get that. We do. Here's how we can help:
Too tricky for banks? Too easy for us.
Banks want tidy payslips and nine-to-five incomes. That’s not your life. At RedZed we just do loans for the self-employed, so we’re built for side hustles, quiet patches and busy seasons. We look at your whole story, not just one line.
Straight answers, quick calls, no run-around.
We offer a range of loans for small business owners, including home loans, commercial property and SMSF loans. We take a common-sense approach to assessing your income and allow you to verify your earnings in different ways. At RedZed, we give credit where credit's due.
Home loans
• Loans up to $5m
• Access equity in your property (cash out) for personal or business use
• Wide range of income verification options
Commercial loans
• 30-year loan terms with no annual reviews
• Short-term loans for urgent needs
• Commercial vacant land can be used on its own as security for a loan
SMSF loans
• Residential and commercial property purchases
• SMSF loan refinancing
• Competitive pricing to help boost investment portfolios
Important information
This calculator provides an estimate only and does not constitute a loan approval or offer of credit. The rate displayed is a default rate and may not reflect the rate you qualify for. Your actual borrowing power will depend on a full assessment of your financial position and RedZed’s lending criteria.