Small Business

If you work for yourself, you deserve a loan that works for you.

3 read min
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Are you ready to ‘Win with RedZed’? We’ve made exciting changes to our loans to give you more choice and flexibility.

 

At RedZed, we know self-employed Australians and small business owners need lending solutions that work for them. That’s why we’ve made some exciting changes to our loans - to give you more choice and greater flexibility. With larger loan sizes and sharper rates, there’s never been a better time to Win with RedZed.

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Lower Rates

We’ve reduced select home loan rates, slashed our SMSF loan rates and reduced the application fee for our entire standard commercial loan range. Because every dollar saved counts.

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Larger loan amounts

We’ve increased the maximum loan-to-value ratio (LVR) on select loan options. This means you need less deposit or can now borrow a higher percentage of a property’s value, giving you more opportunities to secure your dream home or purchase that commercial property you’ve had your eye on.
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Simpler processes

We’ve streamlined our living expenses requirements for self-employed applicants by removing the need to provide a transaction statement in certain circumstances. Chat with your broker or our team to find out if this applies to you.
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New options, more possibilities

We now accept commercial vacant land as sole security, opening up new lending opportunities for self-employed Australians.
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More flexibility

We know that life doesn’t always go according to plan, especially when running a business. So, if you have a less-than-perfect credit history, including Australian Tax Office debts or defaults, come talk to us. We are providing more opportunities for small business owners to access the finance they need.

These recent changes highlight RedZed’s commitment to backing self-employed Australians with lending solutions designed for their unique needs. Whether it’s helping you to navigate credit challenges or assisting you with financing a new project or a long-held dream, we’re here to help.

 

Ready to Win with RedZed?

Ask your local mortgage broker about RedZed or call our team on 1300 722 462.